Add to your benefits without touching your medical plan
In most cases, you can add benefits without touching your medical plan. Dental, vision, voluntary benefits, and telehealth go in beside the plan you have, and you can start with them even if you don't offer medical yet. You choose who pays: the company, your employees, or a mix. They can start on their own date.
Give your people more this year and leave the medical plan right where it is. Dental, vision, voluntary benefits, and telehealth can all go in beside what you already have.
Your medical plan is set. Your team still wants more.
Sound familiar?
- People keep asking if you offer dental or vision.
- Someone had a hospital stay or an accident, and the bills kept coming after medical paid its part.
- Someone needed a doctor at night and didn’t know where to go.
- Your medical plan is mid-contract, or you don’t offer medical yet.
What you can add
Dental and vision
Cleanings, fillings, eye exams, glasses, and contacts. These are the benefits people use every year and notice right away. See dental and vision.
Voluntary benefits
Life, disability, accident, critical illness, and hospital indemnity. Each one has a clear job, and we explain that job in plain words before anyone looks at a price. See voluntary benefits.
Telehealth
HealthiestYou by Teladoc Health gives people one app for everyday care. They can reach a doctor from their phone instead of sitting in a waiting room.
Who pays: you choose the mix
Employer-paid
A benefit you give everyone, paid by the company.
Shared
You put in part, and employees can add more if they want it.
Employee-paid
Choices people pick for themselves and pay for through payroll.
You can mix these too. Maybe the company covers dental, and life and accident are there for employees who want them.
How we work through it
1. Hear what people ask for
What your team values and where they feel the gaps.
2. Bring the market
I bring options for each benefit from carriers in your market, built around your budget. Supplemental benefits in Austin, voluntary benefits in Dallas Fort Worth, and dental and vision for employers in Houston all depend on what’s available where your people live, so I price what fits.
3. Fit the strategy to your goals
The goal is a package your people can explain in one sentence.
4. Enroll with a person
Clear materials and real conversations, so people know what they’re picking.
5. Stay with HR
New hires, changes, and year-round questions come to me and my team. Here’s more on how I work.
Ready to look at medical later?
When it’s time for a fresh look at medical, we just keep going. Same person, same relationship. Start with group medical, when you are ready, or read about what to do with a renewal coming up on medical. You can also see how a MERP beside medical works.
What you walk away with
- A package of extras built around your people
- A simple enrollment
- A person for questions all year
Who this is for
This is for employers who have medical in place, employers who don’t offer medical yet, and HR teams who want a quick win for the team. I’m based in the Austin area, Texas, and I work with employers along the I-35 corridor from Austin to DFW and in the Houston, Conroe and The Woodlands area.
If your package isn’t keeping up with growth, read about outgrowing your first plan. If you picked up benefits in a deal, see benefits after an acquisition.
Questions about adding benefits
Can we add these benefits if our medical plan is with someone else?
Yes, in most cases. Your medical plan can stay where it is, and we add dental, vision, voluntary, or telehealth beside it.
Can we offer dental, vision or voluntary benefits without group medical?
Yes, in most cases. You can start with the extras and look at medical later.
Do employees pay for these, or do we?
You choose the mix. The company can pay, employees can pay through payroll, or you can share it.
When can we add supplemental benefits?
We can start the conversation any time. We'll pick a start date that works for your team and your payroll. They don't have to wait for your medical renewal. Dental, vision, voluntary, and telehealth can start on their own date.
Who helps employees use their benefits after enrollment?
Me and my team. Questions about cards, claims, and how to use the app come to us all year.